Why is it different?In Italy, no one else can offer you the speed we give you
Receive your loan just few days after signing the contract.
From 10,000 to 300,000 euros in a flexible amount, with a fixed rate and repayment in 12 monthly instalments.
A solution designed for sole proprietorships, joint stock companies and partnerships.
At least 2 years of activity for your business to access the loan.
Zero warranties on your part to get the loan, eligible for any financial need.
At least 100,000 euro in turnover to access the loan.
What do you need?
The process is simple and straightforward: if you have the things on this list to hand, we can process your application in 20 minutes.
- 01A device with a video camera
such as a computer, tablet or smartphone.
- 02VAT number
of your business.
- 03Tax Code
of the company's legal representative.
- 04Bank statements
from the banks connected to your business.
- 05SPID/CIE credentials & related ID document
of the legal representative or person with signatory power.
What do people say about X Instant?"I would sum up the experience with Banca AideXa in 3 simple words: support, responsiveness, helpfulness."
Mattia Maimura, CEO of White Wall.
Still not sure?
Is there a pre-amortisation?
No, there is no pre-amortisation for X Instant.
Why do you need bank statements to proceed with the loan request?
We need them to understand your financial situation, in order to make you the best possible proposal.
To share checking accounts, we will simply ask you to log into your internet banking during the process. Thanks to open banking, these steps will take place in full respect of your privacy. If you prefer, instead of linking your bank accounts, you can simply upload PDFs of your statements as found in your internet banking.
Who can apply for X Instant?
Joint stock companies, sole proprietorships and partnerships classified as SMEs on the basis of the provisions of the European Commission Recommendation 2003/361/EC of 6 May 2003
Want more details?Read the X Instant fact sheet
Need some help?Make an appointment with one of our business bankers, or call 02 873 93700
Not sure which loan to choose?We have a loan for every business
We can guide you in the search for the right one for you.