Want to be free and secure?
Your savings are protected by the Interbank Deposit Protection Fund. Fact sheet in Trasparency.
Want to add money over time?
After opening, you can deposit additional amounts whenever you want, respecting the maximum balance limits.
Need your savings?
No problem! With X Risparmio Libero, you can withdraw the deposited amount whenever you wish.
- The yield is calculated based on the money in balanceApplying an annual gross rate of 3.5%
- We liquidate it every three monthsDirectly on your deposit account
- Withdraw and deposit as much and whenever you wantObserving the deposit thresholds
Do everything online.
No obligation to open a current account.
Your savings are 100% protected by the FITD.
You can open it in just a few steps.
- 01Tax Code
from your national health card.
- 02ID document
ID card, passport and driving licence are accepted.
- 03A device with a video camera
such as a computer, tablet or smartphone.
of the current account you will use to send us the sum to be deposited.
What’s the difference between X Risparmio and X Risparmio Libero?
X Risparmio is a fixed-term deposit account that allows you to maximize returns on your deposited funds by locking them for a predetermined period of time. X Risparmio Libero is a no notice deposit account that gives you freedom in its management, as you can add or withdraw money whenever you want, observing the maximum and minimun deposit thresholds.
How can I best use the account?
X Conto allows you to generate an annual return, based on your average balance. Therefore, the more money you leave in the account, the higher the return.
I have already opened an X Risparmio deposit account. Can I also open X Risparmio Libero?
Sure! You can open X Risparmio Libero deposit account even if you already have one or more X Risparmio deposit accounts. Contrary of X Risparmio, you can subscribe to <b>only one X Risparmio Libero deposit account<b>.