X Garantito loan         

A solution designed for joint stock companies.

Request a loan

Want some details?Up to 300,000 euro of liquidity to be repaid in instalments over 24 months

Apply now and in just 20 minutes you'll get an answer for your joint stock company.

Request a loan

80% of the loan is covered by the Guarantee Fund for SMEs.

A solution designed for joint stock companies.

Up to 300,000 euro for a flexible amount, at a fixed rate.

Pay back the loan in 24 convenient monthly instalments.

What do you need?

The process is simple and straightforward: if you have the things on this list to hand, we can process your application in 20 minutes.

  • 01
    Last financial statements

    deposited with the Chamber of Commerce.

  • 02
    A device with a video camera

    such as a computer, tablet or smartphone.

  • 03
    VAT number

    of your business.

  • 04
    ID documents

    of the company's legal representative and each beneficial owner.

  • 05
    Tax Code

    of the company's legal representative.

  • 06
    Bank statements

    from the banks connected to your business.

Still not sure?

  • Is there a pre-amortisation?

    No, there is no pre-amortisation for X Garantito.

  • Can I pay it off early and/or transfer the loan to another bank?

    You can pay off the residual debt of X Garantito in part or in full at any time. Just notify us by certified e-mail with ten days' notice. You will not incur any costs, even if you want to take the loan to another bank.

  • Who can apply for X Garantito?

    Joint-stock companies classified as SMEs on the basis of the provisions of the European Commission Recommendation 2003/361/EC of 6 May 2003. If your business meets these requirements, but is a partnership or sole proprietorship, you can apply for the X Instant product, which gives you up to € 100,000 in just 48 hours.

Not sure which loan to choose?We have a loan for every business

We can guide you in the search for the right one for you.

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