Want some details?Up to 300,000 euro of liquidity to be repaid in instalments over 24 months
Apply now and in just 20 minutes you'll get an answer for your joint stock company.
80% of the loan is covered by the Guarantee Fund for SMEs.
A solution designed for joint stock companies.
Up to 300,000 euro for a flexible amount, at a fixed rate.
Pay back the loan in 24 convenient monthly instalments.
What do you need?
The process is simple and straightforward: if you have the things on this list to hand, we can process your application in 20 minutes.
- 01Last financial statements
deposited with the Chamber of Commerce.
- 02A device with a video camera
such as a computer, tablet or smartphone.
- 03VAT number
of your business.
- 04Information and ID documents
of the company's legal representative and each beneficial owner.
- 05Tax Code
from your national health card.
- 06Bank statements
from the banks connected to your business.
Still not sure?
Is there a pre-amortisation?
No, there is no pre-amortisation for X Garantito.
Can I pay it off early and/or transfer the loan to another bank?
You can pay off the residual debt of X Garantito in part or in full at any time. Just notify us by certified e-mail with ten days' notice. You will not incur any costs, even if you want to take the loan to another bank.
Who can apply for X Garantito?
Joint-stock companies classified as SMEs on the basis of the provisions of the European Commission Recommendation 2003/361/EC of 6 May 2003. If your business meets these requirements, but is a partnership or sole proprietorship, you can apply for the X Instant product, which gives you up to € 100,000 in just 48 hours.
Want more details?Read the X Garantito fact sheet
Need some help?Make an appointment with one of our business bankers, or call 02 873 93700
Not sure which loan to choose?We have a loan for every business
We can guide you in the search for the right one for you.