80% of the loan is covered by the Guarantee Fund for SMEs.
A solution designed for joint stock companies.
Up to 300,000 euro for a flexible amount, at a fixed rate.
Pay back the loan in 24 convenient monthly instalments.
- 01Last financial statements
deposited with the Chamber of Commerce.
- 02A device with a video camera
such as a computer, tablet or smartphone.
- 03VAT number
of your business.
- 04Information and ID documents
of the company's legal representative and each beneficial owner.
- 05Tax Code
from your national health card.
- 06Bank statements
from the banks connected to your business.
Is there a pre-amortisation?
No, there is no pre-amortisation for X Garantito.
Can I pay it off early and/or transfer the loan to another bank?
You can pay off the residual debt of X Garantito in part or in full at any time. Just notify us by certified e-mail with ten days' notice. You will not incur any costs, even if you want to take the loan to another bank.
Who can apply for X Garantito?
Joint-stock companies classified as SMEs on the basis of the provisions of the European Commission Recommendation 2003/361/EC of 6 May 2003. If your business meets these requirements, but is a partnership or sole proprietorship, you can apply for the X Instant product, which gives you up to € 100,000 in just 48 hours.