X Conto       

Grow your money with the rewarded business account while managing your business.

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A florist in front of his shop
A florist in front of his shop

Why it's different?It's the solution that matches your interest

With payment functionalities and a 2% gross annual rate yield until 31 December 2024.

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It's 100% online.

Zero fees and cancel anytime.

Connect other business accounts.

Pay bills from your smartphone, thanks to the CBILL service.

Receive your yield at the end of the year.

How does it work?X Conto makes your cash work

Make your money work for you.

  • The yield is based on the daily balanceApplying a gross annual rate of 2% until 31 December 2024.
  • It’s calculated for the reporting periodWhich is three months
  • The money is sent at the end of the yearDirectly on your account.

Why XConto?It's simple and choosing it pays off

Start growing your cash today with X Conto Easy. You'll be able to upgrade to X Conto Plus as soon as it'll be available.

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What are the features?

X ContoEasy

0€ / month

X ContoPlus

40 € / month

Yield gross annual rate

X Conto Easy, Yield gross annual rate included, 2%
X Conto Plus, Yield gross annual rate included, 2%

Free SEPA transfers

X Conto Easy, Free SEPA transfers included, 5 per month
X Conto Plus, Free SEPA transfers included, 30 per month

CBILL payments

F24 payments

Account aggregation

Access for multiple users

X Conto Easy, Access for multiple users included, 0
X Conto Plus, Access for multiple users included, 5

X ContoEasy

0€ / month

X ContoPlus

40 € / month

X Conto Easy, Yield gross annual rate included, Yield gross annual rate
2%
X Conto Plus, Yield gross annual rate included, Yield gross annual rate
2%
X Conto Easy, Free SEPA transfers included, Free SEPA transfers
5 per month
X Conto Plus, Free SEPA transfers included, Free SEPA transfers
30 per month
X Conto Easy, Access for multiple users included, Access for multiple users
0
X Conto Plus, Access for multiple users included, Access for multiple users
5

Open your account now, it takes a few minutes.

What do you need?

The process is simple and straightforward: keep the things on this list close to you.

  • 01
    Tax Code

    from your national health card.

  • 02
    VAT number

    of your business.

  • 03
    Information and ID Card

    of the company's legal representative and each beneficial owner.

  • 04
    A device with a video camera

    such as a computer, tablet or smartphone.

Still in doubt?

  • Who can open X Conto?

    X Conto is the remunerated current account designed for corporations, sole proprietorships or partnerships with tax residence in Italy. A solution designed for freelancers will soon arrive.

  • Will the yield of X Conto Easy always be 2% gross?

    The yield of X Conto is 2% gross until 31 December 2024. At the moment, from 1 January 2025 the yield is expected to change to 0.5%.

  • How can I best use the account?

    X Conto allows you to generate an annual return, based on your average balance. Therefore, the more money you leave in the account, the higher the return.

Who invests in us?We are a financially robust bank, thanks in part to those who believe in our project

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