Would you like to grow your money?
The account gives you back an annual return of 1% and is protected by Fondo Interbancario Tutela Depositi.
Looking for a bank account with zero fees?
Choose X Conto Easy and you'll have advanced functionalities with zero fees, forever.
Want an additional account for your extra cash?
Keep it under control and make your cash grow with X Conto Easy.
Why it's different?It's the solution that matches your interest
With payment functionalities and a 1% annual rate yield.
It's 100% online.
Zero fees and cancel anytime.
Connect other business accounts.
Pay bills from your smartphone, thanks to the CBILL service.
Receive your yield at the end of the year.
How does it work?X Conto makes your cash work
Make your money work for you.
- The yield is based on the daily balanceApplying an annual rate of 1%.
- It’s calculated for the reporting periodWhich is three months
- The money is sent at the end of the yearDirectly on your account.
Why XConto?It's simple and choosing it pays off
Start growing your cash today with X Conto Easy. You'll be able to upgrade to X Conto Plus as soon as it'll be available.
What are the features?
X ContoEasy
0€ / month
X ContoPlus
40 € / month
Yield gross annual rate
Free SEPA transfers
CBILL payments
F24 payments
Account aggregation
Access for multiple users
X ContoEasy
0€ / month
X ContoPlus
40 € / month
1%
1%
5 per month
30 per month
0
5
Open your account now, it takes a few minutes.
What do you need?
The process is simple and straightforward: keep the things on this list close to you.
- 01Tax Code
from your national health card.
- 02VAT number
of your business.
- 03Information and ID Card
of the company's legal representative and each beneficial owner.
- 04A device with a video camera
such as a computer, tablet or smartphone.
Still in doubt?
Who can open X Conto?
X Conto is the remunerated current account designed for corporations, sole proprietorships or partnerships with tax residence in Italy. A solution designed for freelancers will soon arrive.
Will the yield of X Conto Easy always be 1%?
The yield of X Conto is 1% until 31 December 2024. After this date, we will consider whether to maintain the same yield or possibly change it.
How can I best use the account?
X Conto allows you to generate an annual return, based on your average balance. Therefore, the more money you leave in the account, the higher the return.
Want more details?Read the X Conto fact sheet in Italian
Who invests in us?We are a financially robust bank, thanks in part to those who believe in our project
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