Need details?Up to 40,000 euro to be repaid in 12 or 24 monthly instalments at a fixed rate.
80% of the loan is covered by the SME Guarantee Fund for sole proprietorships and partnerships.
We don't ask for guarantees.
A least two years of activity needed to apply for the loan.
In 20 minutes you'll receive a proposal.
At least 50,000 euro in turnover to access the loan.
What do you need?
The process is simple and straightforward: if you have the things on this list to hand, we can process your application in 20 minutes.
- 01Last financial statements duplicate duplicate
deposited with the Chamber of Commerce.
- 02A device with a video camera
such as a computer, tablet or smartphone.
- 03VAT number
of your business.
- 04Tax Code
from your national health card.
- 05Bank statements
from the banks connected to your business.
- 06SPID/CIE credentials & related ID document
of the legal representative or person with signatory power.
Still not sure?
Why do you need bank statements to proceed with the loan request?
We need them to understand your financial situation, in order to make you the best possible proposal.
To share checking accounts, we will simply ask you to log into your internet banking during the process. Thanks to open banking, these steps will take place in full respect of your privacy. If you prefer, instead of linking your bank accounts, you can simply upload PDFs of your statements as found in your internet banking.
Who can apply for X Garantito Mini?
Joint-stock companies, sole proprietorships and partnerships classified as SMEs under European Commission Recommendation 2003/361/EC of 6 May 2003.
Who in my company can apply for a loan?
The application for funding may be submitted by the legal representative or a director with signatory power.
Want more details?Read the X Garantito Mini fact sheet
Need some help?Make an appointment with one of our business bankers, or call 02 873 93700
Not sure which loan to choose?We have a loan for every business
We can guide you in the search for the right one for you.