Looking for the right loan?With just 3 questions, find out which loan is right for you.

Our strengths?Applying for a loan is quick and easy

Our aim is to help companies access credit as easily and quickly as possible.

  • We're fast In 20 minutes we will tell you if you are financeable.
  • We're simpleIt's all online, you don't have to print anything.
  • We're reliableOur Trustpilot score is 4,2.

What do we offer?Here are our solutions

X InstantFrom 10,000 to 100,000 euro in 48 hours

A loan designed for small and medium-sized enterprises with at least 100,000 euro in turnover. We don't ask for guarantees and you pay us back over 12 months.

Discover X Instant

X Garantito MiniFrom 5,000 to 25,000 euro

The designed solution for small and medium-sized enterprises with at least 50,000 euro in turnover. Get your money in 15 days and pay it back in 12 or 24 months.

Discover X Garantito

X GarantitoFrom 10,000 to 300,000 euro

A loan for joint-stock companies with at least 100,000 euro in turnover. Protected by the SME Guarantee Fund.

Discover X Garantito

X Garantito ExtraFrom €100,000 to 1 million euro to be repaid in 60 months

The loan is designed for corporations with at least five years of activity and protected by the SME Guarantee Fund.

Discover X Garantito Extra

Any special requirements?Talk to our business bankers

We believe that a digital business only works if there are real people behind it.

Make an appointment

Don't have a business?For you, there's a deposit account

Helping Italian companies grow, while your savings grow too.

Discover X Risparmio

Our community?We work with many partners

In our opinion, the best way to get things done is to work together.

Discover our partnerships