For enterprise      

Have you accrued a VAT credit and don’t want to wait for tax authority timelines?
With Banca AideXa, you can advance the value of your credit and obtain liquidity within 30 days.
The process is fully digital, and we support you from start to finish.

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Business man
Business man

How VAT credit assignment worksWe advance money that is already yours

Does your company have a VAT credit from a quarterly or annual return? Great — that money already belongs to you.
The issue is that it may take a long time to receive it.
With Banca AideXa, you get an advance on your VAT credit, significantly reducing refund waiting times. This allows you to use liquidity for your company’s day-to-day operations.

You can apply if...Your enterprise is a capital company

  • You are a corporation operating for at least 3 years
  • Your turnover is between €2 million and €150 million
  • Your declared VAT credit is between €100,000 and €1,500,000
  • Your company is in good financial standing
  • For full conditions, refer to the Transparency

Why choose AideXa?Liquidity within a month, the process handled by us, all online

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  • Liquidity in one monthNot months — just one. Cash is credited directly to your account.
  • We handle everything for youWe manage the entire bureaucratic process. You provide the data, we take care of the rest.
  • One clear cost, known upfrontNo surprises. You know exactly what it costs before signing.
  • Once assigned, it’s off your balance sheetThe assignment is final: the VAT credit is no longer your responsibility, neither accounting nor tax-wise.

When is VAT credit useful?With new liquidity, you decide how to use it for your business.

  • You optimize cash flow. Cover current expenses without waiting for tax refunds

  • Invest without holding back. New machinery, a hire, a project. No need to postpone

  • It's not a loan.
    It's your own liquidity.     You're not taking on debt, your credit lines stay intact

  • Fast timelines, reliable planning. You know when the money arrives, so you can plan ahead

Banca AideXaWe are the digital bank for your business.

Since 2021, we’ve been operating with a full banking license. We move fast where traditional systems are slow, thanks to proprietary AI-based scoring algorithms. 7,000+ companies financed Over €100 million raised from 50+ investors

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Still have doubts?

  • When can I assign a VAT credit?

    You must first formally request reimbursement from the Italian Revenue Agency in your VAT return. Once done, the credit becomes assignable.

  • Why assign a VAT credit to AideXa?

    Because that money is already yours — you’ve effectively prepaid it to the State. Without reimbursement, it remains locked. With AideXa: - you recover it in one month - you upload documents, we handle the bureaucracy - costs are transparent from the beginning - liquidity does not affect your credit lines

  • What are the advantages compared to a loan?

    With a loan, you receive new liquidity and incur debt. With VAT credit assignment, you recover liquidity already yours: - no new debt is created - existing credit lines remain untouched

Got doubts or questions?Beyond the screen, there's us

Technology matters to us, but people matter more. Make an appointment to talk to us directly, whenever you want, wherever you are.

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