Start your application, 100% online Advertising message with promotional purpose. For full details see fact sheet in Transparency
Get your quote, in real time
Decide, without commitment
Get the quote
The digital bank for micro and small businesses
Since 2021, we have been operating with a full banking license alongside Italian micro and small businesses.
Thanks to artificial intelligence and technology, we have now financed over 6,000 businesses. We are committed to complying with the highest regulatory standards in order to offer you secure, fast, and innovative financial solutions.
Discover the feasibility of your financingWant to get an idea? Use the
You can have a real-time, tailored, no-obligation forecast of your chances of obtaining a loan. Start your online application and complete your business profile.
Deposit account for private customersWith X Risparmio Libero, turn the cash in your checking account into returns, with no strings attached.
The deposit account that works for you, without tying up your money. Earn 2.35% gross per year through February 28, 2027.
Got doubts or questions?Beyond the screen, there's us
Technology matters to us, but people matter more. Make an appointment to talk to us directly, whenever you want, wherever you are.
What our customers sayReviews
On Trustpilot, we have been reviewed over 1,000 times, describing us as “a simple and fast bank,” with “professional and helpful customer service” and “efficient and transparent financing processes.”
Enrico Buo
I have no words to express... outstanding.
It almost feels like a bank you've been working with for years. The speed and clarity mean you never waste time. A service that few banks offer to businesses today.
Giancarlo Segato
Instant feasibility, as instantaneous was the disbursement, unparalleled times compared to traditional banking channels also resulting from long relationships. Totally online management of the preliminary investigation.
Beatrice Lombardi
The whole process was very streamlined and fast due to the high level of digitization. Great experience, great service.
Maurizio Giudice
Speed and professionalism! Very simple and intuitive procedure. Really a constructive experience.
Antonio Usai
I found simplicity, speed, efficiency and true experties. My company received funding in just ten days. Every entrepreneur's dream!
If you would like to receive our updates, please leave us your email.